2013 CZK to BAM Historical Review

YEARLY HIGH

0.0778 BAM

YEARLY LOW

0.0707 BAM

YEARLY AVERAGE

0.0754 BAM

2013 CZK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the CZK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0778. Conversely, the yearly low was recorded on December 19, dropping to 0.0707.

This high-to-low spread represents a total annual volatility of 0.0071 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0767 to the December average rate of 0.0712, the exchange rate registered a net change of -7.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0778 was down 3.13% compared to the 2012 peak of 0.0804, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 389 BAM

2012 Average 389 BAM

Yearly Trough Low 353 BAM

Transaction Impact: A difference of 35.74 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0774

0.0706

JanuMarcMayJulySeptNove

CZK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0762, compared to 0.0746 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0762

H2 Avg (Jul–Dec) 0.0746

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0044 BAM (High: 0.0759 / Low: 0.0715). On the other end, September was the most stable month, with a tight range of 0.0007 BAM (High: 0.0762 / Low: 0.0755).

November Spread (Volatile) ±0.0044

September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0035 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 0.0767) against the same month in 2012 (average: 0.0767), the exchange rate shifted by -0.0000 (-0.03%).

2013 Avg (January) 0.0767

2012 Avg (January) 0.0767

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0778	0.0763	0.0767
February	0.0776	0.0761	0.0769
March	0.0769	0.0758	0.0763
April	0.0762	0.0754	0.0758
May	0.0763	0.0749	0.0756
June	0.0766	0.0752	0.0760
July	0.0758	0.0750	0.0754
August	0.0762	0.0754	0.0758
September	0.0762	0.0755	0.0759
October	0.0767	0.0758	0.0763
November	0.0759	0.0715	0.0727
December	0.0715	0.0707	0.0712