YEARLY HIGH
0.0815 BAM
YEARLY LOW
0.0792 BAM
YEARLY AVERAGE
0.0804 BAM

2026 CZK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CZK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.0815. Conversely, the yearly low was recorded on March 13, dropping to 0.0792.

This high-to-low spread represents a total annual volatility of 0.0022 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0807 to the December average rate of 0.0806, the exchange rate registered a net change of -0.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0815 was up 0.24% compared to the 2025 peak of 0.0813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 407 BAM
2025 Average 396 BAM
Yearly Trough Low 396 BAM
Transaction Impact: A difference of 11.06 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0807
0.0799
JanuFebrMarcApriMayJune

CZK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0804, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0804 points.

H1 Avg (Jan–Jun) 0.0804
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0014 BAM (High: 0.0808 / Low: 0.0793). On the other end, May was the most stable month, with a tight range of 0.0003 BAM (High: 0.0807 / Low: 0.0803).

April Spread (Volatile) ±0.0014
May Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0807) against the same month in 2025 (average: 0.0777), the exchange rate shifted by +0.0030 (+3.81%).

2026 Avg (January) 0.0807
2025 Avg (January) 0.0777

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0815 0.0801 0.0807
February 0.0810 0.0801 0.0806
March 0.0807 0.0792 0.0799
April 0.0808 0.0793 0.0802
May 0.0807 0.0803 0.0805
June 0.0810 0.0800 0.0806