2025 CZK to BAM Historical Review

YEARLY HIGH

0.0813 BAM

YEARLY LOW

0.0771 BAM

YEARLY AVERAGE

0.0793 BAM

2025 CZK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CZK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 0.0813. Conversely, the yearly low was recorded on April 22, dropping to 0.0771.

This high-to-low spread represents a total annual volatility of 0.0042 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0777 to the December average rate of 0.0806, the exchange rate registered a net change of 3.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0813 was up 1.84% compared to the 2024 peak of 0.0798, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 406 BAM

2024 Average 389 BAM

Yearly Trough Low 385 BAM

Transaction Impact: A difference of 20.98 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0810

0.0774

JanuMarcMayJulySeptNove

CZK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0783, compared to 0.0802 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0783

H2 Avg (Jul–Dec) 0.0802

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0032 BAM (High: 0.0803 / Low: 0.0771). On the other end, December was the most stable month, with a tight range of 0.0008 BAM (High: 0.0811 / Low: 0.0804).

April Spread (Volatile) ±0.0032

December Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0001 points.

Longest Streak 10 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0807) against the same month in 2024 (average: 0.0772), the exchange rate shifted by +0.0035 (+4.47%).

2025 Avg (November) 0.0807

2024 Avg (November) 0.0772

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0783	0.0772	0.0777
February	0.0787	0.0772	0.0780
March	0.0790	0.0772	0.0782
April	0.0803	0.0771	0.0783
May	0.0791	0.0778	0.0785
June	0.0796	0.0782	0.0790
July	0.0799	0.0788	0.0794
August	0.0808	0.0791	0.0799
September	0.0812	0.0798	0.0804
October	0.0809	0.0799	0.0804
November	0.0813	0.0799	0.0807
December	0.0811	0.0804	0.0806