YEARLY HIGH
0.0825 BAM
YEARLY LOW
0.0758 BAM
YEARLY AVERAGE
0.0796 BAM

2022 CZK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the CZK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 0.0825. Conversely, the yearly low was recorded on March 7, dropping to 0.0758.

This high-to-low spread represents a total annual volatility of 0.0067 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0799 to the December average rate of 0.0807, the exchange rate registered a net change of 1.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0825 was up 4.38% compared to the 2021 peak of 0.0790, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 412 BAM
2021 Average 381 BAM
Yearly Trough Low 379 BAM
Transaction Impact: A difference of 33.45 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0809
0.0779
JanuMarcMayJulySeptNove

CZK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0793, compared to 0.0799 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0793
H2 Avg (Jul–Dec) 0.0799

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.0045 BAM (High: 0.0803 / Low: 0.0758). On the other end, April was the most stable month, with a tight range of 0.0012 BAM (High: 0.0805 / Low: 0.0793).

March Spread (Volatile) ±0.0045
April Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0017 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 0.0804) against the same month in 2021 (average: 0.0770), the exchange rate shifted by +0.0034 (+4.42%).

2022 Avg (November) 0.0804
2021 Avg (November) 0.0770

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0809 0.0785 0.0799
February 0.0814 0.0776 0.0799
March 0.0803 0.0758 0.0782
April 0.0805 0.0793 0.0799
May 0.0802 0.0767 0.0789
June 0.0802 0.0784 0.0791
July 0.0801 0.0787 0.0795
August 0.0808 0.0787 0.0796
September 0.0807 0.0781 0.0795
October 0.0809 0.0791 0.0799
November 0.0825 0.0790 0.0804
December 0.0813 0.0800 0.0807