2020 CZK to BAM Historical Review

YEARLY HIGH

0.0787 BAM

YEARLY LOW

0.0698 BAM

YEARLY AVERAGE

0.0740 BAM

2020 CZK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 17, valuing the pair at 0.0787. Conversely, the yearly low was recorded on March 19, dropping to 0.0698.

This high-to-low spread represents a total annual volatility of 0.0089 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0775 to the December average rate of 0.0744, the exchange rate registered a net change of -4.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0787 was up 1.68% compared to the 2019 peak of 0.0774, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 394 BAM

2019 Average 381 BAM

Yearly Trough Low 349 BAM

Transaction Impact: A difference of 44.55 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0787

0.0711

JanuMarcMayJulySeptNove

CZK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0744, compared to 0.0737 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0744

H2 Avg (Jul–Dec) 0.0737

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0075 BAM (High: 0.0774 / Low: 0.0698). On the other end, January was the most stable month, with a tight range of 0.0009 BAM (High: 0.0780 / Low: 0.0771).

March Spread (Volatile) ±0.0075

January Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0043 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0780) against the same month in 2019 (average: 0.0760), the exchange rate shifted by +0.0020 (+2.62%).

2020 Avg (February) 0.0780

2019 Avg (February) 0.0760

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0780	0.0771	0.0775
February	0.0787	0.0771	0.0780
March	0.0774	0.0698	0.0737
April	0.0731	0.0703	0.0718
May	0.0729	0.0706	0.0718
June	0.0742	0.0726	0.0733
July	0.0754	0.0731	0.0739
August	0.0755	0.0740	0.0748
September	0.0743	0.0720	0.0731
October	0.0728	0.0712	0.0719
November	0.0751	0.0715	0.0740
December	0.0751	0.0736	0.0744