YEARLY HIGH
0.0798 BAM
YEARLY LOW
0.0760 BAM
YEARLY AVERAGE
0.0778 BAM

2024 CZK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the CZK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.0798. Conversely, the yearly low was recorded on April 10, dropping to 0.0760.

This high-to-low spread represents a total annual volatility of 0.0037 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0791 to the December average rate of 0.0778, the exchange rate registered a net change of -1.67% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0798 was down 5.48% compared to the 2023 peak of 0.0844, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 399 BAM
2023 Average 407 BAM
Yearly Trough Low 380 BAM
Transaction Impact: A difference of 18.71 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0793
0.0770
JanuMarcMayJulySeptNove

CZK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0781, compared to 0.0776 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0781
H2 Avg (Jul–Dec) 0.0776

Volatility Range Comparison

Volatility

The most volatile month in 2024 was February, with a trading range of 0.0021 BAM (High: 0.0788 / Low: 0.0767). On the other end, October was the most stable month, with a tight range of 0.0008 BAM (High: 0.0778 / Low: 0.0770).

February Spread (Volatile) ±0.0021
October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0016 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 0.0791) against the same month in 2023 (average: 0.0819), the exchange rate shifted by -0.0028 (-3.38%).

2024 Avg (January) 0.0791
2023 Avg (January) 0.0819

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0798 0.0784 0.0791
February 0.0788 0.0767 0.0774
March 0.0782 0.0767 0.0773
April 0.0778 0.0760 0.0773
May 0.0796 0.0779 0.0788
June 0.0797 0.0781 0.0789
July 0.0780 0.0768 0.0774
August 0.0786 0.0772 0.0778
September 0.0784 0.0772 0.0779
October 0.0778 0.0770 0.0773
November 0.0777 0.0768 0.0772
December 0.0784 0.0768 0.0778