2012 FJD to BAM Historical Review

YEARLY HIGH

0.9048 BAM

YEARLY LOW

0.8276 BAM

YEARLY AVERAGE

0.8521 BAM

2012 FJD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the FJD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.9048. Conversely, the yearly low was recorded on March 25, dropping to 0.8276.

This high-to-low spread represents a total annual volatility of 0.0772 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8456 to the December average rate of 0.8451, the exchange rate registered a net change of -0.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.9048 was up 9.04% compared to the 2011 peak of 0.8298, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,524 BAM

2011 Average 3,911 BAM

Yearly Trough Low 4,138 BAM

Transaction Impact: A difference of 386.00 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8926

0.8298

JanuMarcMayJulySeptNove

FJD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8412, compared to 0.8631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0218 points.

H1 Avg (Jan–Jun) 0.8412

H2 Avg (Jul–Dec) 0.8631

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0560 BAM (High: 0.9048 / Low: 0.8489). On the other end, April was the most stable month, with a tight range of 0.0148 BAM (High: 0.8428 / Low: 0.8280).

July Spread (Volatile) ±0.0560

April Spread (Stable) ±0.0148

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0317 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0317

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.8836) against the same month in 2011 (average: 0.7870), the exchange rate shifted by +0.0966 (+12.27%).

2012 Avg (July) 0.8836

2011 Avg (July) 0.7870

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8559	0.8286	0.8456
February	0.8552	0.8288	0.8437
March	0.8473	0.8276	0.8377
April	0.8428	0.8280	0.8351
May	0.8498	0.8298	0.8361
June	0.8645	0.8416	0.8492
July	0.9048	0.8489	0.8836
August	0.9030	0.8715	0.8874
September	0.8696	0.8464	0.8557
October	0.8607	0.8419	0.8477
November	0.8683	0.8493	0.8588
December	0.8594	0.8290	0.8451