2016 FJD to BAM Historical Review

YEARLY HIGH

0.8926 BAM

YEARLY LOW

0.8087 BAM

YEARLY AVERAGE

0.8477 BAM

2016 FJD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the FJD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.8926. Conversely, the yearly low was recorded on February 9, dropping to 0.8087.

This high-to-low spread represents a total annual volatility of 0.0839 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8357 to the December average rate of 0.8829, the exchange rate registered a net change of 5.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.8926 was down 0.83% compared to the 2015 peak of 0.9000, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,463 BAM

2015 Average 4,220 BAM

Yearly Trough Low 4,044 BAM

Transaction Impact: A difference of 419.32 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.8888

0.8178

JanuMarcMayJulySeptNove

FJD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8323, compared to 0.8632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0309 points.

H1 Avg (Jan–Jun) 0.8323

H2 Avg (Jul–Dec) 0.8632

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0386 BAM (High: 0.8564 / Low: 0.8178). On the other end, September was the most stable month, with a tight range of 0.0117 BAM (High: 0.8553 / Low: 0.8436).

June Spread (Volatile) ±0.0386

September Spread (Stable) ±0.0117

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0106 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0106

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.8829) against the same month in 2015 (average: 0.8423), the exchange rate shifted by +0.0405 (+4.81%).

2016 Avg (December) 0.8829

2015 Avg (December) 0.8423

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8477	0.8225	0.8357
February	0.8432	0.8087	0.8251
March	0.8483	0.8326	0.8387
April	0.8452	0.8228	0.8341
May	0.8314	0.8169	0.8237
June	0.8564	0.8178	0.8363
July	0.8652	0.8464	0.8569
August	0.8600	0.8448	0.8518
September	0.8553	0.8436	0.8518
October	0.8763	0.8428	0.8615
November	0.8855	0.8586	0.8743
December	0.8926	0.8711	0.8829