2015 FJD to BAM Historical Review

YEARLY HIGH

0.9000 BAM

YEARLY LOW

0.7931 BAM

YEARLY AVERAGE

0.8441 BAM

2015 FJD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the FJD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.9000. Conversely, the yearly low was recorded on August 25, dropping to 0.7931.

This high-to-low spread represents a total annual volatility of 0.1070 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8390 to the December average rate of 0.8423, the exchange rate registered a net change of 0.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9000 was up 10.48% compared to the 2014 peak of 0.8147, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,500 BAM

2014 Average 3,922 BAM

Yearly Trough Low 3,965 BAM

Transaction Impact: A difference of 534.76 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.8942

0.7959

JanuMarcMayJulySeptNove

FJD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8587, compared to 0.8295 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0293 points.

H1 Avg (Jan–Jun) 0.8587

H2 Avg (Jul–Dec) 0.8295

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0505 BAM (High: 0.8436 / Low: 0.7931). On the other end, September was the most stable month, with a tight range of 0.0130 BAM (High: 0.8106 / Low: 0.7976).

August Spread (Volatile) ±0.0505

September Spread (Stable) ±0.0130

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0260 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.8803) against the same month in 2014 (average: 0.7607), the exchange rate shifted by +0.1196 (+15.72%).

2015 Avg (March) 0.8803

2014 Avg (March) 0.7607

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8631	0.8157	0.8390
February	0.8573	0.8348	0.8445
March	0.9000	0.8558	0.8803
April	0.8992	0.8624	0.8860
May	0.8730	0.8481	0.8600
June	0.8591	0.8279	0.8425
July	0.8476	0.8294	0.8393
August	0.8436	0.7931	0.8236
September	0.8106	0.7976	0.8041
October	0.8404	0.8073	0.8195
November	0.8624	0.8316	0.8481
December	0.8649	0.8334	0.8423