2026 FJD to BAM Historical Review

YEARLY HIGH

0.7714 BAM

YEARLY LOW

0.7312 BAM

YEARLY AVERAGE

0.7555 BAM

2026 FJD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the FJD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.7714. Conversely, the yearly low was recorded on January 3, dropping to 0.7312.

This high-to-low spread represents a total annual volatility of 0.0402 BAM. From a start-to-finish perspective, comparing the January average rate of 0.7387 to the December average rate of 0.7647, the exchange rate registered a net change of 3.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7714 was down 6.29% compared to the 2025 peak of 0.8232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 3,857 BAM

2025 Average 3,806 BAM

Yearly Trough Low 3,656 BAM

Transaction Impact: A difference of 200.76 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.7673

0.7361

JanuMarcMayJuly

FJD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7540, compared to 0.7647 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 0.7540

H2 Avg (Jul–Dec) 0.7647

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0226 BAM (High: 0.7714 / Low: 0.7487). On the other end, May was the most stable month, with a tight range of 0.0056 BAM (High: 0.7617 / Low: 0.7561).

March Spread (Volatile) ±0.0226

May Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0065 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.7610) against the same month in 2025 (average: 0.7864), the exchange rate shifted by -0.0254 (-3.23%).

2026 Avg (March) 0.7610

2025 Avg (March) 0.7864

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7482	0.7312	0.7387
February	0.7556	0.7396	0.7506
March	0.7714	0.7487	0.7610
April	0.7651	0.7481	0.7546
May	0.7617	0.7561	0.7582
June	0.7663	0.7554	0.7607
July	0.7712	0.7561	0.7647