2013 FJD to BAM Historical Review

YEARLY HIGH

0.8604 BAM

YEARLY LOW

0.7534 BAM

YEARLY AVERAGE

0.8056 BAM

2013 FJD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the FJD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 27, valuing the pair at 0.8604. Conversely, the yearly low was recorded on December 29, dropping to 0.7534.

This high-to-low spread represents a total annual volatility of 0.1070 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8345 to the December average rate of 0.7606, the exchange rate registered a net change of -8.86% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8604 was down 4.92% compared to the 2012 peak of 0.9048, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,302 BAM

2012 Average 4,261 BAM

Yearly Trough Low 3,767 BAM

Transaction Impact: A difference of 534.78 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8551

0.7520

JanuMarcMayJulySeptNove

FJD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8310, compared to 0.7803 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0507 points.

H1 Avg (Jan–Jun) 0.8310

H2 Avg (Jul–Dec) 0.7803

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0332 BAM (High: 0.8198 / Low: 0.7866). On the other end, September was the most stable month, with a tight range of 0.0166 BAM (High: 0.7931 / Low: 0.7764).

June Spread (Volatile) ±0.0332

September Spread (Stable) ±0.0166

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0323 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0323

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.8465) against the same month in 2012 (average: 0.8377), the exchange rate shifted by +0.0088 (+1.05%).

2013 Avg (March) 0.8465

2012 Avg (March) 0.8377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8479	0.8171	0.8345
February	0.8430	0.8144	0.8258
March	0.8604	0.8371	0.8465
April	0.8595	0.8340	0.8454
May	0.8434	0.8176	0.8330
June	0.8198	0.7866	0.8007
July	0.8070	0.7823	0.7923
August	0.7851	0.7685	0.7772
September	0.7931	0.7764	0.7858
October	0.7911	0.7730	0.7821
November	0.7970	0.7686	0.7840
December	0.7727	0.7534	0.7606