2025 FJD to BAM Historical Review

YEARLY HIGH

0.8232 BAM

YEARLY LOW

0.7290 BAM

YEARLY AVERAGE

0.7616 BAM

2025 FJD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the FJD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 0.8232. Conversely, the yearly low was recorded on December 18, dropping to 0.7290.

This high-to-low spread represents a total annual volatility of 0.0942 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8126 to the December average rate of 0.7349, the exchange rate registered a net change of -9.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.8232 was up 0.01% compared to the 2024 peak of 0.8231, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,116 BAM

2024 Average 4,017 BAM

Yearly Trough Low 3,645 BAM

Transaction Impact: A difference of 470.93 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8225

0.7270

JanuMarcMayJulySeptNove

FJD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7826, compared to 0.7405 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0420 points.

H1 Avg (Jan–Jun) 0.7826

H2 Avg (Jul–Dec) 0.7405

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0369 BAM (High: 0.8096 / Low: 0.7726). On the other end, November was the most stable month, with a tight range of 0.0107 BAM (High: 0.7465 / Low: 0.7358).

March Spread (Volatile) ±0.0369

November Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0281 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.8145) against the same month in 2024 (average: 0.8053), the exchange rate shifted by +0.0092 (+1.15%).

2025 Avg (February) 0.8145

2024 Avg (February) 0.8053

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8207	0.8036	0.8126
February	0.8232	0.8032	0.8145
March	0.8096	0.7726	0.7864
April	0.7782	0.7419	0.7618
May	0.7692	0.7524	0.7648
June	0.7669	0.7441	0.7554
July	0.7522	0.7343	0.7435
August	0.7569	0.7366	0.7433
September	0.7485	0.7325	0.7404
October	0.7462	0.7310	0.7400
November	0.7465	0.7358	0.7412
December	0.7430	0.7290	0.7349