2022 FJD to BAM Historical Review

YEARLY HIGH

0.8974 BAM

YEARLY LOW

0.7967 BAM

YEARLY AVERAGE

0.8491 BAM

2022 FJD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the FJD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 0.8974. Conversely, the yearly low was recorded on February 6, dropping to 0.7967.

This high-to-low spread represents a total annual volatility of 0.1007 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8112 to the December average rate of 0.8369, the exchange rate registered a net change of 3.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.8974 was up 8.86% compared to the 2021 peak of 0.8244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,487 BAM

2021 Average 3,997 BAM

Yearly Trough Low 3,984 BAM

Transaction Impact: A difference of 503.52 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.8858

0.7996

JanuMarcMayJulySeptNove

FJD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8359, compared to 0.8623 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0264 points.

H1 Avg (Jan–Jun) 0.8359

H2 Avg (Jul–Dec) 0.8623

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0397 BAM (High: 0.8776 / Low: 0.8379). On the other end, January was the most stable month, with a tight range of 0.0151 BAM (High: 0.8213 / Low: 0.8061).

November Spread (Volatile) ±0.0397

January Spread (Stable) ±0.0151

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0171 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0171

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 0.8786) against the same month in 2021 (average: 0.7940), the exchange rate shifted by +0.0847 (+10.66%).

2022 Avg (August) 0.8786

2021 Avg (August) 0.7940

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8213	0.8061	0.8112
February	0.8226	0.7967	0.8068
March	0.8548	0.8228	0.8436
April	0.8609	0.8456	0.8535
May	0.8678	0.8424	0.8504
June	0.8656	0.8404	0.8498
July	0.8820	0.8492	0.8677
August	0.8974	0.8674	0.8786
September	0.8861	0.8566	0.8730
October	0.8731	0.8517	0.8634
November	0.8776	0.8379	0.8540
December	0.8530	0.8242	0.8369