2012 FJD to HNL Historical Review

YEARLY HIGH

11.3262 HNL

YEARLY LOW

10.2201 HNL

YEARLY AVERAGE

10.8088 HNL

2012 FJD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the FJD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 11.3262. Conversely, the yearly low was recorded on June 4, dropping to 10.2201.

This high-to-low spread represents a total annual volatility of 1.1061 HNL. From a start-to-finish perspective, comparing the January average rate of 10.6138 to the December average rate of 11.2326, the exchange rate registered a net change of 5.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 11.3262 was up 2.45% compared to the 2011 peak of 11.0555, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 56,631 HNL

2011 Average 52,569 HNL

Yearly Trough Low 51,101 HNL

Transaction Impact: A difference of 5,530.30 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

11.3198

10.2732

JanuMarcMayJulySeptNove

FJD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6219, compared to 10.9957 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3737 points.

H1 Avg (Jan–Jun) 10.6219

H2 Avg (Jul–Dec) 10.9957

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.5201 HNL (High: 10.7439 / Low: 10.2238). On the other end, February was the most stable month, with a tight range of 0.1094 HNL (High: 10.9108 / Low: 10.8014).

May Spread (Volatile) ±0.5201

February Spread (Stable) ±0.1094

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2783 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.2783

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 11.2326) against the same month in 2011 (average: 10.3561), the exchange rate shifted by +0.8765 (+8.46%).

2012 Avg (December) 11.2326

2011 Avg (December) 10.3561

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8028	10.3957	10.6138
February	10.9108	10.8014	10.8635
March	10.8985	10.6890	10.7745
April	10.7879	10.6387	10.6988
May	10.7439	10.2238	10.4205
June	10.4691	10.2201	10.3604
July	10.8557	10.3814	10.5814
August	11.0796	10.6932	10.9332
September	11.1469	10.8199	11.0288
October	11.1376	11.0093	11.0642
November	11.2032	11.0771	11.1338
December	11.3262	11.1151	11.2326