2015 FJD to HNL Historical Review

YEARLY HIGH

10.9294 HNL

YEARLY LOW

9.9473 HNL

YEARLY AVERAGE

10.3868 HNL

2015 FJD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the FJD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 13, valuing the pair at 10.9294. Conversely, the yearly low was recorded on September 4, dropping to 9.9473.

This high-to-low spread represents a total annual volatility of 0.9821 HNL. From a start-to-finish perspective, comparing the January average rate of 10.5059 to the December average rate of 10.2715, the exchange rate registered a net change of -2.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 10.9294 was down 4.81% compared to the 2014 peak of 11.4818, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 54,647 HNL

2014 Average 54,299 HNL

Yearly Trough Low 49,736 HNL

Transaction Impact: A difference of 4,910.47 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

10.8337

10.0357

JanuMarcMayJulySeptNove

FJD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.5253, compared to 10.2484 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2768 points.

H1 Avg (Jan–Jun) 10.5253

H2 Avg (Jul–Dec) 10.2484

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.5361 HNL (High: 10.9208 / Low: 10.3847). On the other end, February was the most stable month, with a tight range of 0.1441 HNL (High: 10.4468 / Low: 10.3027).

April Spread (Volatile) ±0.5361

February Spread (Stable) ±0.1441

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2413 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2413

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2015: 10.7672) against the same month in 2014 (average: 10.4674), the exchange rate shifted by +0.2998 (+2.86%).

2015 Avg (May) 10.7672

2014 Avg (May) 10.4674

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.6193	10.3101	10.5059
February	10.4468	10.3027	10.3614
March	10.6243	10.1958	10.4229
April	10.9208	10.3847	10.5461
May	10.9294	10.5463	10.7672
June	10.6299	10.4461	10.5480
July	10.4224	10.2329	10.3067
August	10.3432	10.0763	10.2697
September	10.2050	9.9473	10.1022
October	10.4482	10.1033	10.3219
November	10.3569	10.1435	10.2185
December	10.4838	10.1317	10.2715