2014 FJD to HNL Historical Review

YEARLY HIGH

11.4818 HNL

YEARLY LOW

10.2996 HNL

YEARLY AVERAGE

10.8583 HNL

2014 FJD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the FJD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 5, valuing the pair at 11.4818. Conversely, the yearly low was recorded on March 17, dropping to 10.2996.

This high-to-low spread represents a total annual volatility of 1.1822 HNL. From a start-to-finish perspective, comparing the January average rate of 10.6424 to the December average rate of 10.6540, the exchange rate registered a net change of 0.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 11.4818 was up 1.02% compared to the 2013 peak of 11.3654, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 57,409 HNL

2013 Average 54,857 HNL

Yearly Trough Low 51,498 HNL

Transaction Impact: A difference of 5,911.19 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

11.5124

10.2875

JanuMarcMayJulySeptNove

FJD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6328, compared to 11.0837 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4510 points.

H1 Avg (Jan–Jun) 10.6328

H2 Avg (Jul–Dec) 11.0837

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.9048 HNL (High: 11.2453 / Low: 10.3405). On the other end, April was the most stable month, with a tight range of 0.1195 HNL (High: 10.4889 / Low: 10.3694).

May Spread (Volatile) ±0.9048

April Spread (Stable) ±0.1195

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2597 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2597

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 11.4103) against the same month in 2013 (average: 10.7435), the exchange rate shifted by +0.6668 (+6.21%).

2014 Avg (July) 11.4103

2013 Avg (July) 10.7435

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8284	10.4774	10.6424
February	10.6047	10.4182	10.5181
March	10.4630	10.2996	10.3895
April	10.4889	10.3694	10.4261
May	11.2453	10.3405	10.4674
June	11.4458	11.2074	11.3532
July	11.4818	11.2910	11.4103
August	11.3917	11.2638	11.3206
September	11.3822	10.9741	11.1821
October	11.1438	10.8921	11.0217
November	11.0172	10.8294	10.9137
December	10.8747	10.5207	10.6540