2020 FJD to HNL Historical Review

YEARLY HIGH

11.8778 HNL

YEARLY LOW

10.5291 HNL

YEARLY AVERAGE

11.4149 HNL

2020 FJD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 11.8778. Conversely, the yearly low was recorded on March 22, dropping to 10.5291.

This high-to-low spread represents a total annual volatility of 1.3486 HNL. From a start-to-finish perspective, comparing the January average rate of 11.4427 to the December average rate of 11.7877, the exchange rate registered a net change of 3.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.8778 was down 11.59% compared to the 2019 peak of 13.4342, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 59,389 HNL

2019 Average 56,969 HNL

Yearly Trough Low 52,646 HNL

Transaction Impact: A difference of 6,743.16 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.8718

10.8633

JanuMarcMayJulySeptNove

FJD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.2034, compared to 11.6263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4230 points.

H1 Avg (Jan–Jun) 11.2034

H2 Avg (Jul–Dec) 11.6263

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7654 HNL (High: 11.2945 / Low: 10.5291). On the other end, December was the most stable month, with a tight range of 0.1857 HNL (High: 11.8778 / Low: 11.6920).

March Spread (Volatile) ±0.7654

December Spread (Stable) ±0.1857

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3234 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3234

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 11.7877) against the same month in 2019 (average: 11.2595), the exchange rate shifted by +0.5282 (+4.69%).

2020 Avg (December) 11.7877

2019 Avg (December) 11.2595

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6931	11.3275	11.4427
February	11.3551	11.1118	11.2707
March	11.2945	10.5291	10.9473
April	11.2135	10.8202	10.9620
May	11.2754	11.0664	11.1478
June	11.5935	11.3552	11.4497
July	11.7550	11.4893	11.5880
August	11.7550	11.5250	11.6195
September	11.7361	11.4478	11.6342
October	11.6394	11.4433	11.5208
November	11.6915	11.4535	11.6078
December	11.8778	11.6920	11.7877