2026 FJD to HNL Historical Review

YEARLY HIGH

12.1436 HNL

YEARLY LOW

11.5566 HNL

YEARLY AVERAGE

11.9584 HNL

2026 FJD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the FJD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 12.1436. Conversely, the yearly low was recorded on January 3, dropping to 11.5566.

This high-to-low spread represents a total annual volatility of 0.5870 HNL. From a start-to-finish perspective, comparing the January average rate of 11.6991 to the December average rate of 12.0911, the exchange rate registered a net change of 3.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 12.1436 was up 3.19% compared to the 2025 peak of 11.7686, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 60,718 HNL

2025 Average 57,139 HNL

Yearly Trough Low 57,783 HNL

Transaction Impact: A difference of 2,935.23 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

12.1303

11.6599

JanuMarcMayJuly

FJD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9370, compared to 12.0225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0856 points.

H1 Avg (Jan–Jun) 11.9370

H2 Avg (Jul–Dec) 12.0225

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.4938 HNL (High: 12.0503 / Low: 11.5566). On the other end, August was the most stable month, with a tight range of 0.0650 HNL (High: 12.1271 / Low: 12.0621).

January Spread (Volatile) ±0.4938

August Spread (Stable) ±0.0650

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0801 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0801

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2026: 12.0093) against the same month in 2025 (average: 11.4747), the exchange rate shifted by +0.5346 (+4.66%).

2026 Avg (May) 12.0093

2025 Avg (May) 11.4747

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.0503	11.5566	11.6991
February	12.1162	11.8521	12.0126
March	12.0629	11.7246	11.9325
April	12.1371	11.7599	11.9921
May	12.1436	11.9531	12.0093
June	12.1107	11.7965	11.9762
July	12.1142	11.7724	11.9540
August	12.1271	12.0621	12.0911