YEARLY HIGH
11.7686 HNL
YEARLY LOW
10.7862 HNL
YEARLY AVERAGE
11.4260 HNL

2025 FJD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the FJD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 11.7686. Conversely, the yearly low was recorded on January 2, dropping to 10.7862.

This high-to-low spread represents a total annual volatility of 0.9824 HNL. From a start-to-finish perspective, comparing the January average rate of 10.9548 to the December average rate of 11.5829, the exchange rate registered a net change of 5.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.7686 was up 3.32% compared to the 2024 peak of 11.3910, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 58,843 HNL
2024 Average 55,261 HNL
Yearly Trough Low 53,931 HNL
Transaction Impact: A difference of 4,911.99 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

11.7473
10.8828
JanuMarcMayJulySeptNove

FJD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.2543, compared to 11.5977 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3434 points.

H1 Avg (Jan–Jun) 11.2543
H2 Avg (Jul–Dec) 11.5977

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.5776 HNL (High: 11.4863 / Low: 10.9087). On the other end, November was the most stable month, with a tight range of 0.1331 HNL (High: 11.5802 / Low: 11.4470).

April Spread (Volatile) ±0.5776
November Spread (Stable) ±0.1331

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0755 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0755

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 11.6753) against the same month in 2024 (average: 11.0395), the exchange rate shifted by +0.6358 (+5.76%).

2025 Avg (July) 11.6753
2024 Avg (July) 11.0395

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.1075 10.7862 10.9548
February 11.2323 10.9806 11.1066
March 11.2765 10.8858 11.1357
April 11.4863 10.9087 11.2458
May 11.5698 11.2160 11.4747
June 11.7294 11.5312 11.6082
July 11.7686 11.5444 11.6753
August 11.7149 11.4256 11.6206
September 11.7386 11.5147 11.6304
October 11.6398 11.3865 11.5549
November 11.5802 11.4470 11.5222
December 11.6515 11.4464 11.5829