2021 FJD to HNL Historical Review

YEARLY HIGH

12.2918 HNL

YEARLY LOW

11.1869 HNL

YEARLY AVERAGE

11.6574 HNL

2021 FJD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FJD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 12.2918. Conversely, the yearly low was recorded on August 22, dropping to 11.1869.

This high-to-low spread represents a total annual volatility of 1.1049 HNL. From a start-to-finish perspective, comparing the January average rate of 11.9072 to the December average rate of 11.4026, the exchange rate registered a net change of -4.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.2918 was up 3.49% compared to the 2020 peak of 11.8778, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 61,459 HNL

2020 Average 57,078 HNL

Yearly Trough Low 55,935 HNL

Transaction Impact: A difference of 5,524.70 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

12.0023

11.3071

JanuMarcMayJulySeptNove

FJD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8396, compared to 11.4751 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3645 points.

H1 Avg (Jan–Jun) 11.8396

H2 Avg (Jul–Dec) 11.4751

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.5031 HNL (High: 12.2918 / Low: 11.7888). On the other end, May was the most stable month, with a tight range of 0.1525 HNL (High: 11.9080 / Low: 11.7555).

January Spread (Volatile) ±0.5031

May Spread (Stable) ±0.1525

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2540 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2540

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 11.9072) against the same month in 2020 (average: 11.4427), the exchange rate shifted by +0.4646 (+4.06%).

2021 Avg (January) 11.9072

2020 Avg (January) 11.4427

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.2918	11.7888	11.9072
February	12.1407	11.8043	11.9444
March	12.0465	11.6358	11.8372
April	11.9181	11.6394	11.7589
May	11.9080	11.7555	11.8599
June	11.8784	11.5479	11.7299
July	11.5813	11.3823	11.4760
August	11.5513	11.1869	11.3650
September	11.6123	11.3839	11.5486
October	11.7075	11.4030	11.5559
November	11.6847	11.3408	11.5027
December	11.5339	11.2745	11.4026