2021 GEL to DJF Historical Review

YEARLY HIGH

58.0289 DJF

YEARLY LOW

51.3604 DJF

YEARLY AVERAGE

55.4046 DJF

2021 GEL to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GEL to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 58.0289. Conversely, the yearly low was recorded on May 8, dropping to 51.3604.

This high-to-low spread represents a total annual volatility of 6.6685 DJF. From a start-to-finish perspective, comparing the January average rate of 53.9429 to the December average rate of 57.4916, the exchange rate registered a net change of 6.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 58.0289 was down 9.37% compared to the 2020 peak of 64.0288, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 290,145 DJF

2020 Average 286,677 DJF

Yearly Trough Low 256,802 DJF

Transaction Impact: A difference of 33,342.65 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

58.0597

51.2419

JanuMarcMayJulySeptNove

GEL to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 53.6774, compared to 57.1317 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.4543 points.

H1 Avg (Jan–Jun) 53.6774

H2 Avg (Jul–Dec) 57.1317

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 3.2701 DJF (High: 54.6305 / Low: 51.3604). On the other end, September was the most stable month, with a tight range of 0.2183 DJF (High: 57.4075 / Low: 57.1892).

May Spread (Volatile) ±3.2701

September Spread (Stable) ±0.2183

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.5426 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.5426

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 57.4916) against the same month in 2020 (average: 54.0452), the exchange rate shifted by +3.4464 (+6.38%).

2021 Avg (December) 57.4916

2020 Avg (December) 54.0452

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	54.5391	53.7053	53.9429
February	54.0558	53.3779	53.7228
March	53.6295	52.2037	53.3527
April	52.3229	51.4314	51.8101
May	54.6305	51.3604	52.7862
June	57.3152	54.6117	56.4500
July	57.8645	56.2456	57.0121
August	57.9113	57.0559	57.4213
September	57.4075	57.1892	57.2849
October	57.2508	56.5092	56.8143
November	57.5223	56.2356	56.7661
December	58.0289	56.9473	57.4916