YEARLY HIGH
3.5854 HRK
YEARLY LOW
2.9496 HRK
YEARLY AVERAGE
3.1687 HRK

2012 GHS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 3.5854. Conversely, the yearly low was recorded on September 17, dropping to 2.9496.

This high-to-low spread represents a total annual volatility of 0.6358 HRK. From a start-to-finish perspective, comparing the January average rate of 3.4657 to the December average rate of 3.0281, the exchange rate registered a net change of -12.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.5854 was down 9.29% compared to the 2011 peak of 3.9526, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 17,927 HRK
2011 Average 17,318 HRK
Yearly Trough Low 14,748 HRK
Transaction Impact: A difference of 3,179.00 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.5096
2.9822
JanuMarcMayJulySeptNove

GHS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2598, compared to 3.0776 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1822 points.

H1 Avg (Jan–Jun) 3.2598
H2 Avg (Jul–Dec) 3.0776

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.2591 HRK (High: 3.4168 / Low: 3.1577). On the other end, August was the most stable month, with a tight range of 0.0659 HRK (High: 3.1353 / Low: 3.0694).

March Spread (Volatile) ±0.2591
August Spread (Stable) ±0.0659

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1306 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1306

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 3.4657) against the same month in 2011 (average: 3.6855), the exchange rate shifted by -0.2198 (-5.96%).

2012 Avg (January) 3.4657
2011 Avg (January) 3.6855

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5854 3.3521 3.4657
February 3.4638 3.2465 3.3882
March 3.4168 3.1577 3.2839
April 3.2218 3.0583 3.1533
May 3.2314 3.0534 3.1265
June 3.2496 3.0648 3.1413
July 3.1717 3.0648 3.1280
August 3.1353 3.0694 3.1039
September 3.0778 2.9496 3.0261
October 3.1138 3.0197 3.0661
November 3.1537 3.0423 3.1132
December 3.0808 2.9895 3.0281