2014 GHS to HRK Historical Review

YEARLY HIGH

2.3979 HRK

YEARLY LOW

1.4722 HRK

YEARLY AVERAGE

1.9214 HRK

2014 GHS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GHS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 2.3979. Conversely, the yearly low was recorded on August 19, dropping to 1.4722.

This high-to-low spread represents a total annual volatility of 0.9257 HRK. From a start-to-finish perspective, comparing the January average rate of 2.3508 to the December average rate of 1.9442, the exchange rate registered a net change of -17.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.3979 was down 21.91% compared to the 2013 peak of 3.0705, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 11,990 HRK

2013 Average 13,880 HRK

Yearly Trough Low 7,361 HRK

Transaction Impact: A difference of 4,628.73 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.4282

1.4994

JanuMarcMayJulySeptNove

GHS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0705, compared to 1.7724 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2980 points.

H1 Avg (Jan–Jun) 2.0705

H2 Avg (Jul–Dec) 1.7724

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.3187 HRK (High: 1.8432 / Low: 1.5245). On the other end, October was the most stable month, with a tight range of 0.0427 HRK (High: 1.8906 / Low: 1.8478).

September Spread (Volatile) ±0.3187

October Spread (Stable) ±0.0427

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1387 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1387

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 2.3508) against the same month in 2013 (average: 2.9943), the exchange rate shifted by -0.6436 (-21.49%).

2014 Avg (January) 2.3508

2013 Avg (January) 2.9943

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3979	2.2898	2.3508
February	2.3681	2.1610	2.2499
March	2.1801	2.0678	2.1360
April	2.0650	1.9414	1.9973
May	1.9416	1.8440	1.8990
June	1.8658	1.6912	1.7898
July	1.7041	1.6136	1.6653
August	1.6882	1.4722	1.5768
September	1.8432	1.5245	1.6631
October	1.8906	1.8478	1.8700
November	1.9401	1.8851	1.9153
December	1.9720	1.9131	1.9442