2016 GHS to HRK Historical Review

YEARLY HIGH

1.8564 HRK

YEARLY LOW

1.6288 HRK

YEARLY AVERAGE

1.7247 HRK

2016 GHS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1.8564. Conversely, the yearly low was recorded on December 6, dropping to 1.6288.

This high-to-low spread represents a total annual volatility of 0.2276 HRK. From a start-to-finish perspective, comparing the January average rate of 1.8108 to the December average rate of 1.6881, the exchange rate registered a net change of -6.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.8564 was down 13.49% compared to the 2015 peak of 2.1459, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 9,282 HRK

2015 Average 9,125 HRK

Yearly Trough Low 8,144 HRK

Transaction Impact: A difference of 1,137.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.8231

1.6758

JanuMarcMayJulySeptNove

GHS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7462, compared to 1.7031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0431 points.

H1 Avg (Jan–Jun) 1.7462

H2 Avg (Jul–Dec) 1.7031

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1279 HRK (High: 1.7738 / Low: 1.6458). On the other end, September was the most stable month, with a tight range of 0.0287 HRK (High: 1.7019 / Low: 1.6731).

November Spread (Volatile) ±0.1279

September Spread (Stable) ±0.0287

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0771 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0771

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 1.8108) against the same month in 2015 (average: 2.0278), the exchange rate shifted by -0.2170 (-10.70%).

2016 Avg (January) 1.8108

2015 Avg (January) 2.0278

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8564	1.7653	1.8108
February	1.8007	1.6980	1.7338
March	1.7957	1.7266	1.7593
April	1.7445	1.7064	1.7261
May	1.7511	1.7046	1.7310
June	1.7511	1.6823	1.7163
July	1.7231	1.6941	1.7132
August	1.7084	1.6680	1.6931
September	1.7019	1.6731	1.6882
October	1.7409	1.6786	1.7112
November	1.7738	1.6458	1.7250
December	1.7485	1.6288	1.6881