2015 GHS to HRK Historical Review

YEARLY HIGH

2.1459 HRK

YEARLY LOW

1.5175 HRK

YEARLY AVERAGE

1.8255 HRK

2015 GHS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 2.1459. Conversely, the yearly low was recorded on June 22, dropping to 1.5175.

This high-to-low spread represents a total annual volatility of 0.6284 HRK. From a start-to-finish perspective, comparing the January average rate of 2.0278 to the December average rate of 1.8420, the exchange rate registered a net change of -9.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.1459 was down 10.51% compared to the 2014 peak of 2.3979, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 10,729 HRK

2014 Average 9,598 HRK

Yearly Trough Low 7,588 HRK

Transaction Impact: A difference of 3,141.78 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.0734

1.5269

JanuMarcMayJulySeptNove

GHS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8451, compared to 1.8059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0393 points.

H1 Avg (Jan–Jun) 1.8451

H2 Avg (Jul–Dec) 1.8059

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.5758 HRK (High: 2.1459 / Low: 1.5701). On the other end, December was the most stable month, with a tight range of 0.0875 HRK (High: 1.9006 / Low: 1.8131).

July Spread (Volatile) ±0.5758

December Spread (Stable) ±0.0875

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2282 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2282

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 1.9179) against the same month in 2014 (average: 1.6653), the exchange rate shifted by +0.2526 (+15.17%).

2015 Avg (July) 1.9179

2014 Avg (July) 1.6653

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0909	1.9750	2.0278
February	2.0414	1.9456	1.9832
March	2.0286	1.8401	1.9395
April	1.8768	1.7592	1.8339
May	1.7623	1.6641	1.7138
June	1.6959	1.5175	1.5725
July	2.1459	1.5701	1.9179
August	1.8289	1.5183	1.6896
September	1.8158	1.6520	1.7412
October	1.8353	1.7238	1.7884
November	1.8984	1.7823	1.8560
December	1.9006	1.8131	1.8420