2018 GHS to HRK Historical Review

YEARLY HIGH

1.3838 HRK

YEARLY LOW

1.2632 HRK

YEARLY AVERAGE

1.3427 HRK

2018 GHS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the GHS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on May 18, valuing the pair at 1.3838. Conversely, the yearly low was recorded on September 25, dropping to 1.2632.

This high-to-low spread represents a total annual volatility of 0.1206 HRK. From a start-to-finish perspective, comparing the January average rate of 1.3421 to the December average rate of 1.3235, the exchange rate registered a net change of -1.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.3838 was down 19.29% compared to the 2017 peak of 1.7146, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 6,919 HRK

2017 Average 7,527 HRK

Yearly Trough Low 6,316 HRK

Transaction Impact: A difference of 602.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.3729

1.3151

JanuMarcMayJulySeptNove

GHS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3530, compared to 1.3324 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0206 points.

H1 Avg (Jan–Jun) 1.3530

H2 Avg (Jul–Dec) 1.3324

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0991 HRK (High: 1.3623 / Low: 1.2632). On the other end, July was the most stable month, with a tight range of 0.0210 HRK (High: 1.3287 / Low: 1.3077).

September Spread (Volatile) ±0.0991

July Spread (Stable) ±0.0210

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0293 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0293

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 1.3681) against the same month in 2017 (average: 1.5704), the exchange rate shifted by -0.2023 (-12.88%).

2018 Avg (May) 1.3681

2017 Avg (May) 1.5704

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3701	1.3148	1.3421
February	1.3719	1.3160	1.3471
March	1.3744	1.3432	1.3608
April	1.3759	1.3476	1.3610
May	1.3838	1.3427	1.3681
June	1.3533	1.3195	1.3388
July	1.3287	1.3077	1.3199
August	1.3648	1.3231	1.3416
September	1.3623	1.2632	1.3322
October	1.3600	1.3016	1.3327
November	1.3808	1.3137	1.3444
December	1.3560	1.2994	1.3235