2026 GHS to HRK Historical Review

YEARLY HIGH

0.6142 HRK

YEARLY LOW

0.5501 HRK

YEARLY AVERAGE

0.5839 HRK

2026 GHS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.6142. Conversely, the yearly low was recorded on June 4, dropping to 0.5501.

This high-to-low spread represents a total annual volatility of 0.0641 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5964 to the December average rate of 0.5591, the exchange rate registered a net change of -6.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.6142 was down 5.24% compared to the 2025 peak of 0.6482, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,071 HRK

2025 Average 2,694 HRK

Yearly Trough Low 2,750 HRK

Transaction Impact: A difference of 320.49 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.6046

0.5549

JanuMarcMayJuly

GHS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5897, compared to 0.5663 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0235 points.

H1 Avg (Jan–Jun) 0.5897

H2 Avg (Jul–Dec) 0.5663

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0545 HRK (High: 0.6045 / Low: 0.5501). On the other end, August was the most stable month, with a tight range of 0.0037 HRK (High: 0.5606 / Low: 0.5569).

June Spread (Volatile) ±0.0545

August Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0238 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0238

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.5964) against the same month in 2025 (average: 0.4876), the exchange rate shifted by +0.1089 (+22.33%).

2026 Avg (January) 0.5964

2025 Avg (January) 0.4876

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6142	0.5738	0.5964
February	0.6000	0.5751	0.5830
March	0.6077	0.5928	0.6004
April	0.5959	0.5778	0.5837
May	0.6054	0.5739	0.5993
June	0.6045	0.5501	0.5755
July	0.5842	0.5624	0.5735
August	0.5606	0.5569	0.5591