2013 GHS to HRK Historical Review

YEARLY HIGH

3.0705 HRK

YEARLY LOW

2.3328 HRK

YEARLY AVERAGE

2.7773 HRK

2013 GHS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 3.0705. Conversely, the yearly low was recorded on December 30, dropping to 2.3328.

This high-to-low spread represents a total annual volatility of 0.7377 HRK. From a start-to-finish perspective, comparing the January average rate of 2.9943 to the December average rate of 2.3978, the exchange rate registered a net change of -19.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.0705 was down 14.36% compared to the 2012 peak of 3.5854, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 15,353 HRK

2012 Average 15,841 HRK

Yearly Trough Low 11,664 HRK

Transaction Impact: A difference of 3,688.60 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.0960

2.3343

JanuMarcMayJulySeptNove

GHS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9604, compared to 2.5942 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3662 points.

H1 Avg (Jan–Jun) 2.9604

H2 Avg (Jul–Dec) 2.5942

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.1736 HRK (High: 2.8845 / Low: 2.7108). On the other end, May was the most stable month, with a tight range of 0.0518 HRK (High: 2.9593 / Low: 2.9075).

July Spread (Volatile) ±0.1736

May Spread (Stable) ±0.0518

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1199 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1199

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 2.9943) against the same month in 2012 (average: 3.4657), the exchange rate shifted by -0.4714 (-13.60%).

2013 Avg (January) 2.9943

2012 Avg (January) 3.4657

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.0705	2.9423	2.9943
February	3.0227	2.9182	2.9749
March	3.0615	2.9952	3.0325
April	3.0692	2.9399	2.9947
May	2.9593	2.9075	2.9349
June	2.9198	2.7833	2.8309
July	2.8845	2.7108	2.7986
August	2.7390	2.6273	2.6787
September	2.6740	2.5838	2.6219
October	2.5837	2.5058	2.5528
November	2.5582	2.4700	2.5151
December	2.4749	2.3328	2.3978