2022 GHS to HRK Historical Review

YEARLY HIGH

1.0815 HRK

YEARLY LOW

0.4990 HRK

YEARLY AVERAGE

0.8412 HRK

2022 GHS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the GHS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.0815. Conversely, the yearly low was recorded on November 28, dropping to 0.4990.

This high-to-low spread represents a total annual volatility of 0.5825 HRK. From a start-to-finish perspective, comparing the January average rate of 1.0693 to the December average rate of 0.6714, the exchange rate registered a net change of -37.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0815 was down 3.37% compared to the 2021 peak of 1.1192, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 5,407 HRK

2021 Average 5,376 HRK

Yearly Trough Low 2,495 HRK

Transaction Impact: A difference of 2,912.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.1247

0.4596

JanuMarcMayJulySeptNove

GHS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9668, compared to 0.7156 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2512 points.

H1 Avg (Jan–Jun) 0.9668

H2 Avg (Jul–Dec) 0.7156

Volatility Range Comparison

Volatility

The most volatile month in 2022 was December, with a trading range of 0.3471 HRK (High: 0.8533 / Low: 0.5062). On the other end, June was the most stable month, with a tight range of 0.0174 HRK (High: 0.9083 / Low: 0.8909).

December Spread (Volatile) ±0.3471

June Spread (Stable) ±0.0174

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1380 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1380

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 1.0693) against the same month in 2021 (average: 1.0617), the exchange rate shifted by +0.0076 (+0.71%).

2022 Avg (January) 1.0693

2021 Avg (January) 1.0617

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0815	1.0528	1.0693
February	1.0585	0.9877	1.0207
March	0.9968	0.9018	0.9524
April	0.9596	0.9079	0.9270
May	0.9647	0.8991	0.9327
June	0.9083	0.8909	0.8983
July	0.9258	0.8705	0.9049
August	0.8648	0.7441	0.7981
September	0.7674	0.7343	0.7509
October	0.7392	0.5352	0.6530
November	0.5641	0.4990	0.5151
December	0.8533	0.5062	0.6714