2012 GHS to SGD Historical Review

YEARLY HIGH

0.7930 SGD

YEARLY LOW

0.6331 SGD

YEARLY AVERAGE

0.6771 SGD

2012 GHS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.7930. Conversely, the yearly low was recorded on August 7, dropping to 0.6331.

This high-to-low spread represents a total annual volatility of 0.1599 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7572 to the December average rate of 0.6437, the exchange rate registered a net change of -14.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7930 was down 14.46% compared to the 2011 peak of 0.9271, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,965 SGD

2011 Average 4,071 SGD

Yearly Trough Low 3,166 SGD

Transaction Impact: A difference of 799.50 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7687

0.6300

JanuMarcMayJulySeptNove

GHS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7086, compared to 0.6455 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0632 points.

H1 Avg (Jan–Jun) 0.7086

H2 Avg (Jul–Dec) 0.6455

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0638 SGD (High: 0.7930 / Low: 0.7292). On the other end, December was the most stable month, with a tight range of 0.0074 SGD (High: 0.6474 / Low: 0.6401).

January Spread (Volatile) ±0.0638

December Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0313 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0313

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.7572) against the same month in 2011 (average: 0.8561), the exchange rate shifted by -0.0989 (-11.55%).

2012 Avg (January) 0.7572

2011 Avg (January) 0.8561

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7930	0.7292	0.7572
February	0.7527	0.7188	0.7410
March	0.7510	0.7051	0.7238
April	0.7112	0.6667	0.6925
May	0.6826	0.6602	0.6703
June	0.6871	0.6528	0.6671
July	0.6539	0.6353	0.6458
August	0.6491	0.6331	0.6416
September	0.6499	0.6370	0.6453
October	0.6523	0.6440	0.6484
November	0.6531	0.6400	0.6481
December	0.6474	0.6401	0.6437