2018 GHS to SGD Historical Review

YEARLY HIGH

0.2999 SGD

YEARLY LOW

0.2732 SGD

YEARLY AVERAGE

0.2883 SGD

2018 GHS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the GHS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 8, valuing the pair at 0.2999. Conversely, the yearly low was recorded on September 25, dropping to 0.2732.

This high-to-low spread represents a total annual volatility of 0.0266 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2911 to the December average rate of 0.2788, the exchange rate registered a net change of -4.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.2999 was down 12.33% compared to the 2017 peak of 0.3421, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,499 SGD

2017 Average 1,570 SGD

Yearly Trough Low 1,366 SGD

Transaction Impact: A difference of 133.22 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2986

0.2770

JanuMarcMayJulySeptNove

GHS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2930, compared to 0.2837 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0093 points.

H1 Avg (Jan–Jun) 0.2930

H2 Avg (Jul–Dec) 0.2837

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0190 SGD (High: 0.2922 / Low: 0.2732). On the other end, March was the most stable month, with a tight range of 0.0034 SGD (High: 0.2983 / Low: 0.2949).

September Spread (Volatile) ±0.0190

March Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0076 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0076

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.2952) against the same month in 2017 (average: 0.3178), the exchange rate shifted by -0.0226 (-7.12%).

2018 Avg (February) 0.2952

2017 Avg (February) 0.3178

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2955	0.2878	0.2911
February	0.2999	0.2899	0.2952
March	0.2983	0.2949	0.2968
April	0.2983	0.2947	0.2963
May	0.2975	0.2845	0.2930
June	0.2892	0.2817	0.2854
July	0.2864	0.2816	0.2843
August	0.2893	0.2813	0.2853
September	0.2922	0.2732	0.2864
October	0.2889	0.2784	0.2846
November	0.2890	0.2761	0.2828
December	0.2841	0.2736	0.2788