2026 GHS to SGD Historical Review

YEARLY HIGH

0.1228 SGD

YEARLY LOW

0.1088 SGD

YEARLY AVERAGE

0.1163 SGD

2026 GHS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GHS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.1228. Conversely, the yearly low was recorded on June 2, dropping to 0.1088.

This high-to-low spread represents a total annual volatility of 0.0141 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1189 to the December average rate of 0.1109, the exchange rate registered a net change of -6.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1228 was down 2.76% compared to the 2025 peak of 0.1263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 614 SGD

2025 Average 529 SGD

Yearly Trough Low 544 SGD

Transaction Impact: A difference of 70.31 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1198

0.1100

JanuFebrMarcApriMayJune

GHS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1163, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1163 points.

H1 Avg (Jan–Jun) 0.1163

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0106 SGD (High: 0.1194 / Low: 0.1088). On the other end, March was the most stable month, with a tight range of 0.0025 SGD (High: 0.1193 / Low: 0.1168).

June Spread (Volatile) ±0.0106

March Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0075 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.1189) against the same month in 2025 (average: 0.0912), the exchange rate shifted by +0.0278 (+30.45%).

2026 Avg (January) 0.1189

2025 Avg (January) 0.0912

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1228	0.1154	0.1189
February	0.1188	0.1147	0.1159
March	0.1193	0.1168	0.1179
April	0.1172	0.1146	0.1156
May	0.1194	0.1138	0.1184
June	0.1194	0.1088	0.1109