2013 GHS to SGD Historical Review

YEARLY HIGH

0.6530 SGD

YEARLY LOW

0.5334 SGD

YEARLY AVERAGE

0.6082 SGD

2013 GHS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GHS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 0.6530. Conversely, the yearly low was recorded on December 31, dropping to 0.5334.

This high-to-low spread represents a total annual volatility of 0.1197 SGD. From a start-to-finish perspective, comparing the January average rate of 0.6458 to the December average rate of 0.5417, the exchange rate registered a net change of -16.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.6530 was down 17.65% compared to the 2012 peak of 0.7930, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 3,265 SGD

2012 Average 3,384 SGD

Yearly Trough Low 2,667 SGD

Transaction Impact: A difference of 598.34 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.6597

0.5310

JanuMarcMayJulySeptNove

GHS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6385, compared to 0.5779 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0605 points.

H1 Avg (Jan–Jun) 0.6385

H2 Avg (Jul–Dec) 0.5779

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0255 SGD (High: 0.6322 / Low: 0.6067). On the other end, November was the most stable month, with a tight range of 0.0104 SGD (High: 0.5606 / Low: 0.5502).

July Spread (Volatile) ±0.0255

November Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0199 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0199

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.6454) against the same month in 2012 (average: 0.7238), the exchange rate shifted by -0.0784 (-10.83%).

2013 Avg (March) 0.6454

2012 Avg (March) 0.7238

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6526	0.6387	0.6458
February	0.6529	0.6420	0.6490
March	0.6530	0.6385	0.6454
April	0.6421	0.6264	0.6348
May	0.6350	0.6188	0.6282
June	0.6355	0.6228	0.6275
July	0.6322	0.6067	0.6184
August	0.6151	0.5933	0.6021
September	0.5956	0.5730	0.5822
October	0.5749	0.5602	0.5682
November	0.5606	0.5502	0.5550
December	0.5518	0.5334	0.5417