2025 GHS to SGD Historical Review

YEARLY HIGH

0.1263 SGD

YEARLY LOW

0.0842 SGD

YEARLY AVERAGE

0.1056 SGD

2025 GHS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GHS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 0.1263. Conversely, the yearly low was recorded on May 6, dropping to 0.0842.

This high-to-low spread represents a total annual volatility of 0.0421 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0912 to the December average rate of 0.1139, the exchange rate registered a net change of 24.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1263 was up 12.65% compared to the 2024 peak of 0.1121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 632 SGD

2024 Average 466 SGD

Yearly Trough Low 421 SGD

Transaction Impact: A difference of 210.73 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1286

0.0820

JanuMarcMayJulySeptNove

GHS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0953, compared to 0.1160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0207 points.

H1 Avg (Jan–Jun) 0.0953

H2 Avg (Jul–Dec) 0.1160

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.0384 SGD (High: 0.1226 / Low: 0.0842). On the other end, July was the most stable month, with a tight range of 0.0013 SGD (High: 0.1236 / Low: 0.1223).

May Spread (Volatile) ±0.0384

July Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0099 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 0.1247) against the same month in 2024 (average: 0.0899), the exchange rate shifted by +0.0348 (+38.72%).

2025 Avg (June) 0.1247

2024 Avg (June) 0.0899

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0934	0.0882	0.0912
February	0.0889	0.0859	0.0871
March	0.0875	0.0857	0.0863
April	0.0906	0.0844	0.0859
May	0.1226	0.0842	0.0968
June	0.1263	0.1225	0.1247
July	0.1236	0.1223	0.1230
August	0.1242	0.1149	0.1193
September	0.1228	0.1039	0.1094
October	0.1213	0.1024	0.1121
November	0.1198	0.1146	0.1181
December	0.1224	0.1118	0.1139