2016 GHS to SGD Historical Review

YEARLY HIGH

0.3780 SGD

YEARLY LOW

0.3290 SGD

YEARLY AVERAGE

0.3499 SGD

2016 GHS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GHS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.3780. Conversely, the yearly low was recorded on December 6, dropping to 0.3290.

This high-to-low spread represents a total annual volatility of 0.0490 SGD. From a start-to-finish perspective, comparing the January average rate of 0.3679 to the December average rate of 0.3391, the exchange rate registered a net change of -7.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3780 was down 9.83% compared to the 2015 peak of 0.4192, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,890 SGD

2015 Average 1,828 SGD

Yearly Trough Low 1,645 SGD

Transaction Impact: A difference of 245.23 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3708

0.3362

JanuMarcMayJulySeptNove

GHS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3559, compared to 0.3440 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0119 points.

H1 Avg (Jan–Jun) 0.3559

H2 Avg (Jul–Dec) 0.3440

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0253 SGD (High: 0.3568 / Low: 0.3314). On the other end, July was the most stable month, with a tight range of 0.0046 SGD (High: 0.3441 / Low: 0.3396).

November Spread (Volatile) ±0.0253

July Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0138 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.3679) against the same month in 2015 (average: 0.4100), the exchange rate shifted by -0.0421 (-10.27%).

2016 Avg (January) 0.3679

2015 Avg (January) 0.4100

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3780	0.3576	0.3679
February	0.3616	0.3494	0.3542
March	0.3594	0.3520	0.3557
April	0.3561	0.3495	0.3526
May	0.3602	0.3504	0.3574
June	0.3587	0.3399	0.3475
July	0.3441	0.3396	0.3419
August	0.3460	0.3376	0.3419
September	0.3461	0.3405	0.3433
October	0.3522	0.3429	0.3482
November	0.3568	0.3314	0.3497
December	0.3497	0.3290	0.3391