2015 GHS to SGD Historical Review

YEARLY HIGH

0.4192 SGD

YEARLY LOW

0.3035 SGD

YEARLY AVERAGE

0.3657 SGD

2015 GHS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.4192. Conversely, the yearly low was recorded on June 20, dropping to 0.3035.

This high-to-low spread represents a total annual volatility of 0.1158 SGD. From a start-to-finish perspective, comparing the January average rate of 0.4100 to the December average rate of 0.3700, the exchange rate registered a net change of -9.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.4192 was down 22.61% compared to the 2014 peak of 0.5417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 2,096 SGD

2014 Average 2,120 SGD

Yearly Trough Low 1,517 SGD

Transaction Impact: A difference of 578.84 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.4197

0.3041

JanuMarcMayJulySeptNove

GHS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3647, compared to 0.3668 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.3647

H2 Avg (Jul–Dec) 0.3668

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.1094 SGD (High: 0.4192 / Low: 0.3098). On the other end, December was the most stable month, with a tight range of 0.0060 SGD (High: 0.3728 / Low: 0.3668).

July Spread (Volatile) ±0.1094

December Spread (Stable) ±0.0060

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0312 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 0.3786) against the same month in 2014 (average: 0.3683), the exchange rate shifted by +0.0103 (+2.80%).

2015 Avg (July) 0.3786

2014 Avg (July) 0.3683

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4159	0.4041	0.4100
February	0.4064	0.3872	0.3960
March	0.3908	0.3601	0.3785
April	0.3596	0.3429	0.3520
May	0.3454	0.3313	0.3376
June	0.3318	0.3035	0.3138
July	0.4192	0.3098	0.3786
August	0.3640	0.3253	0.3475
September	0.3783	0.3483	0.3650
October	0.3840	0.3556	0.3690
November	0.3753	0.3616	0.3706
December	0.3728	0.3668	0.3700