2019 GHS to SGD Historical Review

YEARLY HIGH

0.2820 SGD

YEARLY LOW

0.0948 SGD

YEARLY AVERAGE

0.2543 SGD

2019 GHS to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GHS to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.2820. Conversely, the yearly low was recorded on May 19, dropping to 0.0948.

This high-to-low spread represents a total annual volatility of 0.1872 SGD. From a start-to-finish perspective, comparing the January average rate of 0.2768 to the December average rate of 0.2381, the exchange rate registered a net change of -13.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.2820 was down 5.96% compared to the 2018 peak of 0.2999, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,410 SGD

2018 Average 1,441 SGD

Yearly Trough Low 474 SGD

Transaction Impact: A difference of 936.12 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.2806

0.2342

JanuMarcMayJulySeptNove

GHS to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2595, compared to 0.2491 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 0.2595

H2 Avg (Jul–Dec) 0.2491

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.1726 SGD (High: 0.2673 / Low: 0.0948). On the other end, November was the most stable month, with a tight range of 0.0034 SGD (High: 0.2473 / Low: 0.2439).

May Spread (Volatile) ±0.1726

November Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0193 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0193

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.2768) against the same month in 2018 (average: 0.2911), the exchange rate shifted by -0.0143 (-4.91%).

2019 Avg (January) 0.2768

2018 Avg (January) 0.2911

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2820	0.2699	0.2768
February	0.2718	0.2461	0.2575
March	0.2657	0.2395	0.2500
April	0.2675	0.2501	0.2619
May	0.2673	0.0948	0.2583
June	0.2556	0.2477	0.2525
July	0.2549	0.2502	0.2526
August	0.2597	0.2532	0.2554
September	0.2552	0.2499	0.2517
October	0.2578	0.2471	0.2513
November	0.2473	0.2439	0.2456
December	0.2437	0.2354	0.2381