2014 GMD to BIF Historical Review

YEARLY HIGH

40.8604 BIF

YEARLY LOW

35.9102 BIF

YEARLY AVERAGE

38.9646 BIF

2014 GMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 40.8604. Conversely, the yearly low was recorded on November 6, dropping to 35.9102.

This high-to-low spread represents a total annual volatility of 4.9502 BIF. From a start-to-finish perspective, comparing the January average rate of 40.6664 to the December average rate of 36.2967, the exchange rate registered a net change of -10.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 40.8604 was down 14.65% compared to the 2013 peak of 47.8739, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 204,302 BIF

2013 Average 229,392 BIF

Yearly Trough Low 179,551 BIF

Transaction Impact: A difference of 24,750.76 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

41.1538

35.7775

JanuMarcMayJulySeptNove

GMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.9718, compared to 37.9574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.0143 points.

H1 Avg (Jan–Jun) 39.9718

H2 Avg (Jul–Dec) 37.9574

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 3.5490 BIF (High: 39.7191 / Low: 36.1701). On the other end, March was the most stable month, with a tight range of 0.2937 BIF (High: 40.8458 / Low: 40.5520).

October Spread (Volatile) ±3.5490

March Spread (Stable) ±0.2937

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.8520 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.8520

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 40.6664) against the same month in 2013 (average: 45.3811), the exchange rate shifted by -4.7147 (-10.39%).

2014 Avg (January) 40.6664

2013 Avg (January) 45.3811

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.8604	40.4236	40.6664
February	40.8230	40.2238	40.6546
March	40.8458	40.5520	40.7058
April	40.7934	38.9193	39.8437
May	39.2529	38.7312	39.0035
June	39.2193	38.6840	38.9565
July	39.4091	38.7054	39.0865
August	39.2050	38.8138	39.0047
September	39.3651	38.7402	39.0536
October	39.7191	36.1701	38.0776
November	36.3599	35.9102	36.2255
December	36.6152	36.0387	36.2967