2020 GMD to BIF Historical Review

YEARLY HIGH

37.6232 BIF

YEARLY LOW

36.7022 BIF

YEARLY AVERAGE

37.1883 BIF

2020 GMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 37.6232. Conversely, the yearly low was recorded on January 20, dropping to 36.7022.

This high-to-low spread represents a total annual volatility of 0.9210 BIF. From a start-to-finish perspective, comparing the January average rate of 36.8256 to the December average rate of 37.5302, the exchange rate registered a net change of 1.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.6232 was down 0.38% compared to the 2019 peak of 37.7676, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 188,116 BIF

2019 Average 183,838 BIF

Yearly Trough Low 183,511 BIF

Transaction Impact: A difference of 4,605.15 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

37.6006

36.7552

JanuMarcMayJulySeptNove

GMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.0300, compared to 37.3465 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3165 points.

H1 Avg (Jan–Jun) 37.0300

H2 Avg (Jul–Dec) 37.3465

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5484 BIF (High: 37.3699 / Low: 36.8215). On the other end, September was the most stable month, with a tight range of 0.1140 BIF (High: 37.3601 / Low: 37.2461).

March Spread (Volatile) ±0.5484

September Spread (Stable) ±0.1140

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1160 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1160

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 37.5302) against the same month in 2019 (average: 36.5723), the exchange rate shifted by +0.9579 (+2.62%).

2020 Avg (December) 37.5302

2019 Avg (December) 36.5723

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.0059	36.7022	36.8256
February	37.1878	36.8452	36.9991
March	37.3699	36.8215	37.1443
April	37.3925	36.8464	37.1801
May	37.2798	36.7810	37.0641
June	37.2153	36.7951	36.9666
July	37.2431	37.0227	37.1790
August	37.2810	37.1250	37.2196
September	37.3601	37.2461	37.3104
October	37.4879	37.2987	37.3833
November	37.5459	37.3851	37.4566
December	37.6232	37.4597	37.5302