2021 GMD to BIF Historical Review

YEARLY HIGH

38.8966 BIF

YEARLY LOW

37.5209 BIF

YEARLY AVERAGE

38.3268 BIF

2021 GMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 38.8966. Conversely, the yearly low was recorded on January 18, dropping to 37.5209.

This high-to-low spread represents a total annual volatility of 1.3757 BIF. From a start-to-finish perspective, comparing the January average rate of 37.6804 to the December average rate of 38.0310, the exchange rate registered a net change of 0.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 38.8966 was up 3.38% compared to the 2020 peak of 37.6232, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 194,483 BIF

2020 Average 185,944 BIF

Yearly Trough Low 187,605 BIF

Transaction Impact: A difference of 6,878.32 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

38.8979

37.5698

JanuMarcMayJulySeptNove

GMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.1793, compared to 38.4744 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2951 points.

H1 Avg (Jan–Jun) 38.1793

H2 Avg (Jul–Dec) 38.4744

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.6025 BIF (High: 38.8035 / Low: 38.2009). On the other end, August was the most stable month, with a tight range of 0.1506 BIF (High: 38.8966 / Low: 38.7460).

September Spread (Volatile) ±0.6025

August Spread (Stable) ±0.1506

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2725 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.2725

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 38.7872) against the same month in 2020 (average: 37.2196), the exchange rate shifted by +1.5676 (+4.21%).

2021 Avg (August) 38.7872

2020 Avg (August) 37.2196

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	38.0583	37.5209	37.6804
February	38.1221	37.6895	37.9348
March	38.3415	37.8574	38.1144
April	38.5376	37.9554	38.1999
May	38.6225	38.1606	38.4586
June	38.8074	38.5857	38.6875
July	38.8845	38.6381	38.7489
August	38.8966	38.7460	38.7872
September	38.8035	38.2009	38.6701
October	38.7670	38.1839	38.4408
November	38.4038	37.9726	38.1683
December	38.1243	37.8109	38.0310