2015 GMD to BIF Historical Review

YEARLY HIGH

41.5098 BIF

YEARLY LOW

35.7115 BIF

YEARLY AVERAGE

38.0791 BIF

2015 GMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 15, valuing the pair at 41.5098. Conversely, the yearly low was recorded on February 4, dropping to 35.7115.

This high-to-low spread represents a total annual volatility of 5.7983 BIF. From a start-to-finish perspective, comparing the January average rate of 36.4882 to the December average rate of 39.3361, the exchange rate registered a net change of 7.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 41.5098 was up 1.59% compared to the 2014 peak of 40.8604, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 207,549 BIF

2014 Average 194,778 BIF

Yearly Trough Low 178,557 BIF

Transaction Impact: A difference of 28,991.60 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

41.0355

35.9516

JanuMarcMayJulySeptNove

GMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.4899, compared to 39.6682 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.1783 points.

H1 Avg (Jan–Jun) 36.4899

H2 Avg (Jul–Dec) 39.6682

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 3.6582 BIF (High: 39.8065 / Low: 36.1483). On the other end, March was the most stable month, with a tight range of 0.5320 BIF (High: 36.6958 / Low: 36.1639).

June Spread (Volatile) ±3.6582

March Spread (Stable) ±0.5320

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.4877 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.4877

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2015: 40.6118) against the same month in 2014 (average: 39.0865), the exchange rate shifted by +1.5253 (+3.90%).

2015 Avg (July) 40.6118

2014 Avg (July) 39.0865

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	36.9887	36.1031	36.4882
February	36.6171	35.7115	36.3753
March	36.6958	36.1639	36.4676
April	36.6712	36.0226	36.3823
May	36.7356	36.1736	36.4460
June	39.8065	36.1483	36.7802
July	41.5098	39.2199	40.6118
August	39.8495	38.7254	39.1241
September	40.4007	38.4112	39.5081
October	40.4233	39.2971	39.7942
November	40.0696	39.1004	39.6349
December	39.9055	38.7263	39.3361