2025 GMD to BIF Historical Review

YEARLY HIGH

42.5331 BIF

YEARLY LOW

39.6468 BIF

YEARLY AVERAGE

40.9765 BIF

2025 GMD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 42.5331. Conversely, the yearly low was recorded on December 23, dropping to 39.6468.

This high-to-low spread represents a total annual volatility of 2.8863 BIF. From a start-to-finish perspective, comparing the January average rate of 40.9935 to the December average rate of 40.2749, the exchange rate registered a net change of -1.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 42.5331 was down 1.26% compared to the 2024 peak of 43.0766, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 212,666 BIF

2024 Average 209,644 BIF

Yearly Trough Low 198,234 BIF

Transaction Impact: A difference of 14,431.65 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

41.6256

40.1521

JanuMarcMayJulySeptNove

GMD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 41.1652, compared to 40.7878 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3774 points.

H1 Avg (Jan–Jun) 41.1652

H2 Avg (Jul–Dec) 40.7878

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 2.4738 BIF (High: 42.3182 / Low: 39.8444). On the other end, November was the most stable month, with a tight range of 0.8339 BIF (High: 40.9103 / Low: 40.0764).

September Spread (Volatile) ±2.4738

November Spread (Stable) ±0.8339

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3454 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3454

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 41.5028) against the same month in 2024 (average: 42.4469), the exchange rate shifted by -0.9441 (-2.22%).

2025 Avg (June) 41.5028

2024 Avg (June) 42.4469

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.6841	40.2138	40.9935
February	41.4724	40.4554	41.1444
March	41.8529	40.6573	41.2289
April	41.8779	40.5365	41.2011
May	41.3597	40.4828	40.9207
June	42.5331	40.9969	41.5028
July	41.7455	40.8681	41.3450
August	41.9433	40.4897	41.1144
September	42.3182	39.8444	40.9252
October	41.2238	39.6685	40.7064
November	40.9103	40.0764	40.3610
December	40.8145	39.6468	40.2749