2012 GMD to NPR Historical Review

YEARLY HIGH

2.9789 NPR

YEARLY LOW

2.4949 NPR

YEARLY AVERAGE

2.7478 NPR

2012 GMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.9789. Conversely, the yearly low was recorded on October 18, dropping to 2.4949.

This high-to-low spread represents a total annual volatility of 0.4840 NPR. From a start-to-finish perspective, comparing the January average rate of 2.7705 to the December average rate of 2.8200, the exchange rate registered a net change of 1.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.9789 was down 0.93% compared to the 2011 peak of 3.0069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 14,894 NPR

2011 Average 13,134 NPR

Yearly Trough Low 12,475 NPR

Transaction Impact: A difference of 2,419.96 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.9284

2.4955

JanuMarcMayJulySeptNove

GMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7576, compared to 2.7380 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0196 points.

H1 Avg (Jan–Jun) 2.7576

H2 Avg (Jul–Dec) 2.7380

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.4000 NPR (High: 2.9329 / Low: 2.5330). On the other end, October was the most stable month, with a tight range of 0.0702 NPR (High: 2.5651 / Low: 2.4949).

November Spread (Volatile) ±0.4000

October Spread (Stable) ±0.0702

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1708 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1708

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 2.7705) against the same month in 2011 (average: 2.5675), the exchange rate shifted by +0.2030 (+7.91%).

2012 Avg (January) 2.7705

2011 Avg (January) 2.5675

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9789	2.6148	2.7705
February	2.7196	2.5371	2.5997
March	2.7182	2.5581	2.6370
April	2.8392	2.7080	2.7918
May	2.9518	2.7757	2.8544
June	2.9432	2.8367	2.8923
July	2.8407	2.7659	2.8114
August	2.8318	2.6502	2.7891
September	2.7062	2.5615	2.6369
October	2.5651	2.4949	2.5316
November	2.9329	2.5330	2.8392
December	2.9140	2.6907	2.8200