2013 GMD to NPR Historical Review

YEARLY HIGH

3.2923 NPR

YEARLY LOW

2.4982 NPR

YEARLY AVERAGE

2.7708 NPR

2013 GMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 3.2923. Conversely, the yearly low was recorded on June 9, dropping to 2.4982.

This high-to-low spread represents a total annual volatility of 0.7941 NPR. From a start-to-finish perspective, comparing the January average rate of 2.5974 to the December average rate of 2.6108, the exchange rate registered a net change of 0.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 3.2923 was up 10.52% compared to the 2012 peak of 2.9789, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 16,461 NPR

2012 Average 13,741 NPR

Yearly Trough Low 12,491 NPR

Transaction Impact: A difference of 3,970.46 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

3.1850

2.5260

JanuMarcMayJulySeptNove

GMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6052, compared to 2.9363 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3311 points.

H1 Avg (Jan–Jun) 2.6052

H2 Avg (Jul–Dec) 2.9363

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.4483 NPR (High: 3.0869 / Low: 2.6386). On the other end, April was the most stable month, with a tight range of 0.0674 NPR (High: 2.6605 / Low: 2.5930).

November Spread (Volatile) ±0.4483

April Spread (Stable) ±0.0674

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2956 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2956

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2013: 3.1301) against the same month in 2012 (average: 2.6369), the exchange rate shifted by +0.4933 (+18.71%).

2013 Avg (September) 3.1301

2012 Avg (September) 2.6369

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7044	2.5105	2.5974
February	2.6353	2.5039	2.5826
March	2.6553	2.5699	2.6161
April	2.6605	2.5930	2.6266
May	2.6898	2.5220	2.6276
June	2.6917	2.4982	2.5809
July	2.9783	2.6452	2.9063
August	3.2455	2.8834	3.0475
September	3.2923	3.0277	3.1301
October	3.0552	2.9783	3.0167
November	3.0869	2.6386	2.9064
December	2.6590	2.5695	2.6108