YEARLY HIGH
1.9995 NPR
YEARLY LOW
1.8789 NPR
YEARLY AVERAGE
1.9304 NPR

2025 GMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 15, valuing the pair at 1.9995. Conversely, the yearly low was recorded on May 11, dropping to 1.8789.

This high-to-low spread represents a total annual volatility of 0.1206 NPR. From a start-to-finish perspective, comparing the January average rate of 1.9176 to the December average rate of 1.9604, the exchange rate registered a net change of 2.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.9995 was down 0.02% compared to the 2024 peak of 1.9999, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 9,997 NPR
2024 Average 9,728 NPR
Yearly Trough Low 9,394 NPR
Transaction Impact: A difference of 603.11 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.9677
1.8804
JanuMarcMayJulySeptNove

GMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9175, compared to 1.9433 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0258 points.

H1 Avg (Jan–Jun) 1.9175
H2 Avg (Jul–Dec) 1.9433

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.0922 NPR (High: 1.9995 / Low: 1.9073). On the other end, April was the most stable month, with a tight range of 0.0270 NPR (High: 1.9187 / Low: 1.8917).

September Spread (Volatile) ±0.0922
April Spread (Stable) ±0.0270

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0296 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.9475) against the same month in 2024 (average: 1.9280), the exchange rate shifted by +0.0195 (+1.01%).

2025 Avg (September) 1.9475
2024 Avg (September) 1.9280

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9515 1.8906 1.9176
February 1.9650 1.9053 1.9381
March 1.9603 1.8789 1.9325
April 1.9187 1.8917 1.9029
May 1.9102 1.8789 1.8876
June 1.9599 1.8851 1.9265
July 1.9432 1.9083 1.9208
August 1.9866 1.9005 1.9378
September 1.9995 1.9073 1.9475
October 1.9869 1.9138 1.9499
November 1.9682 1.9263 1.9436
December 1.9904 1.9247 1.9604