YEARLY HIGH
2.1121 NPR
YEARLY LOW
1.9476 NPR
YEARLY AVERAGE
2.0416 NPR

2026 GMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 22, valuing the pair at 2.1121. Conversely, the yearly low was recorded on January 1, dropping to 1.9476.

This high-to-low spread represents a total annual volatility of 0.1645 NPR. From a start-to-finish perspective, comparing the January average rate of 1.9763 to the December average rate of 2.0613, the exchange rate registered a net change of 4.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.1121 was up 5.63% compared to the 2025 peak of 1.9995, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 10,560 NPR
2025 Average 9,652 NPR
Yearly Trough Low 9,738 NPR
Transaction Impact: A difference of 822.47 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.1120
1.9640
JanuMarcMayJuly

GMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0314, compared to 2.0725 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0411 points.

H1 Avg (Jan–Jun) 2.0314
H2 Avg (Jul–Dec) 2.0725

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0808 NPR (High: 2.0283 / Low: 1.9476). On the other end, August was the most stable month, with a tight range of 0.0124 NPR (High: 2.0675 / Low: 2.0551).

January Spread (Volatile) ±0.0808
August Spread (Stable) ±0.0124

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0224 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0224

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 2.0837) against the same month in 2025 (average: 1.9208), the exchange rate shifted by +0.1629 (+8.48%).

2026 Avg (July) 2.0837
2025 Avg (July) 1.9208

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.0283 1.9476 1.9763
February 2.0288 1.9589 1.9815
March 2.0566 1.9888 2.0208
April 2.0784 1.9998 2.0310
May 2.1103 2.0795 2.0997
June 2.1040 2.0505 2.0790
July 2.1121 2.0580 2.0837
August 2.0675 2.0551 2.0613