2020 GMD to NPR Historical Review

YEARLY HIGH

2.4128 NPR

YEARLY LOW

2.2113 NPR

YEARLY AVERAGE

2.3023 NPR

2020 GMD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 2.4128. Conversely, the yearly low was recorded on January 12, dropping to 2.2113.

This high-to-low spread represents a total annual volatility of 0.2016 NPR. From a start-to-finish perspective, comparing the January average rate of 2.2269 to the December average rate of 2.2760, the exchange rate registered a net change of 2.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4128 was up 4.09% compared to the 2019 peak of 2.3181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 12,064 NPR

2019 Average 11,237 NPR

Yearly Trough Low 11,056 NPR

Transaction Impact: A difference of 1,007.87 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4048

2.2107

JanuMarcMayJulySeptNove

GMD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3159, compared to 2.2886 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0273 points.

H1 Avg (Jan–Jun) 2.3159

H2 Avg (Jul–Dec) 2.2886

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1360 NPR (High: 2.3996 / Low: 2.2637). On the other end, November was the most stable month, with a tight range of 0.0254 NPR (High: 2.3074 / Low: 2.2820).

March Spread (Volatile) ±0.1360

November Spread (Stable) ±0.0254

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0335 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.3887) against the same month in 2019 (average: 2.2430), the exchange rate shifted by +0.1457 (+6.49%).

2020 Avg (April) 2.3887

2019 Avg (April) 2.2430

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2437	2.2113	2.2269
February	2.2665	2.2265	2.2406
March	2.3996	2.2637	2.3353
April	2.4128	2.3651	2.3887
May	2.3731	2.3349	2.3554
June	2.3601	2.3325	2.3485
July	2.3446	2.3013	2.3166
August	2.3168	2.2639	2.3023
September	2.2809	2.2439	2.2688
October	2.3047	2.2599	2.2733
November	2.3074	2.2820	2.2948
December	2.2875	2.2584	2.2760