YEARLY HIGH
77.5432 BIF
YEARLY LOW
67.2512 BIF
YEARLY AVERAGE
72.6137 BIF

2012 HNL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 77.5432. Conversely, the yearly low was recorded on April 8, dropping to 67.2512.

This high-to-low spread represents a total annual volatility of 10.2920 BIF. From a start-to-finish perspective, comparing the January average rate of 68.1892 to the December average rate of 76.8272, the exchange rate registered a net change of 12.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 77.5432 was up 11.28% compared to the 2011 peak of 69.6832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 387,716 BIF
2011 Average 319,862 BIF
Yearly Trough Low 336,256 BIF
Transaction Impact: A difference of 51,459.93 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

77.7010
67.2158
JanuMarcMayJulySeptNove

HNL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 70.0505, compared to 75.1769 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.1263 points.

H1 Avg (Jan–Jun) 70.0505
H2 Avg (Jul–Dec) 75.1769

Volatility Range Comparison

Volatility

The most volatile month in 2012 was April, with a trading range of 5.2487 BIF (High: 72.4998 / Low: 67.2512). On the other end, October was the most stable month, with a tight range of 0.9823 BIF (High: 75.6044 / Low: 74.6221).

April Spread (Volatile) ±5.2487
October Spread (Stable) ±0.9823

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.6850 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.6850

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 76.8272) against the same month in 2011 (average: 67.9719), the exchange rate shifted by +8.8553 (+13.03%).

2012 Avg (December) 76.8272
2011 Avg (December) 67.9719

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 69.5745 67.3585 68.1892
February 68.6263 67.4943 68.2319
March 68.5219 67.2673 68.0896
April 72.4998 67.2512 69.0335
May 74.1047 71.4707 73.0153
June 74.5555 73.1981 73.7436
July 76.1945 73.7800 74.8584
August 75.6106 73.4749 74.1734
September 75.4290 73.2286 74.2504
October 75.6044 74.6221 75.3383
November 76.8506 74.2488 75.6134
December 77.5432 75.3450 76.8272