YEARLY HIGH
79.3967 BIF
YEARLY LOW
73.1270 BIF
YEARLY AVERAGE
74.3514 BIF

2018 HNL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 79.3967. Conversely, the yearly low was recorded on November 24, dropping to 73.1270.

This high-to-low spread represents a total annual volatility of 6.2696 BIF. From a start-to-finish perspective, comparing the January average rate of 74.6147 to the December average rate of 74.5144, the exchange rate registered a net change of -0.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 79.3967 was up 5.46% compared to the 2017 peak of 75.2881, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 396,983 BIF
2017 Average 367,033 BIF
Yearly Trough Low 365,635 BIF
Transaction Impact: A difference of 31,348.22 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

74.9561
73.7256
JanuMarcMayJulySeptNove

HNL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 74.5878, compared to 74.1150 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4728 points.

H1 Avg (Jan–Jun) 74.5878
H2 Avg (Jul–Dec) 74.1150

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 6.2236 BIF (High: 79.3967 / Low: 73.1730). On the other end, September was the most stable month, with a tight range of 0.5995 BIF (High: 74.1897 / Low: 73.5902).

December Spread (Volatile) ±6.2236
September Spread (Stable) ±0.5995

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5272 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.5272

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 74.5144) against the same month in 2017 (average: 74.4055), the exchange rate shifted by +0.1089 (+0.15%).

2018 Avg (December) 74.5144
2017 Avg (December) 74.4055

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 75.3229 74.1540 74.6147
February 75.2994 74.3289 74.7839
March 75.4338 74.3239 74.7562
April 75.2905 74.2631 74.8536
May 75.2444 73.7212 74.5228
June 74.6723 73.4605 73.9956
July 74.4578 73.2888 73.8617
August 74.3235 73.6006 73.9493
September 74.1897 73.5902 73.8282
October 75.3162 73.6596 74.3919
November 74.8915 73.1270 74.1443
December 79.3967 73.1730 74.5144