2015 HNL to BIF Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2015.
2015 HNL to BIF Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2015
During 2015, the HNL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 75.1428. Conversely, the yearly low was recorded on December 30, dropping to 69.7289.
This high-to-low spread represents a total annual volatility of 5.4139 BIF. From a start-to-finish perspective, comparing the January average rate of 74.4062 to the December average rate of 71.0624, the exchange rate registered a net change of -4.49% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2015 high of 75.1428 was down 7.79% compared to the 2014 peak of 81.4903, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HNL based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2015.
HNL to BIF Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 72.9721, compared to 71.4682 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5039 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2015 was July, with a trading range of 4.2548 BIF (High: 75.1428 / Low: 70.8880). On the other end, May was the most stable month, with a tight range of 0.9325 BIF (High: 72.0200 / Low: 71.0874).
Growth Streaks & Declines
TrendsBetween May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 2.7832 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (July 2015: 73.7551) against the same month in 2014 (average: 73.9148), the exchange rate shifted by -0.1597 (-0.22%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 75.0495 | 73.7718 | 74.4062 |
| February | 74.8318 | 73.5989 | 74.1894 |
| March | 74.7925 | 72.2750 | 73.3520 |
| April | 73.7190 | 71.0824 | 72.6775 |
| May | 72.0200 | 71.0874 | 71.4881 |
| June | 73.1057 | 71.2326 | 71.7193 |
| July | 75.1428 | 70.8880 | 73.7551 |
| August | 71.4880 | 70.5520 | 70.9720 |
| September | 71.8691 | 70.2660 | 71.1547 |
| October | 71.5441 | 70.2401 | 70.9692 |
| November | 71.5443 | 70.4196 | 70.8961 |
| December | 71.8667 | 69.7289 | 71.0624 |